Life Journey

Yesterday I had a chance to visit this programme. An audio compact disc on Kalaignar Kaaviyam (life history of Chief Minister M. Karunanidhi) written by poet Vaali was released by music director M.S. Viswanathan, was received by film producer AVM Saravanan.

At the function, the CD was previewed for 15 mins. The lyrics was written and spoken Vaali (what a great voice he had). There is a reason, why I say Vaali had a great vioce. The CD was recorded during May and June. A month back, he was undergone a major surgery and he is not recovered 100%. Due to that, he was struggling to speak.

The CD was produced by C-VAM EXX Foundation and they are selling it for Rs.100/-

Last week I had a very bad experience with HDFC bank and I was disappointed with the worst and poor service. The so called bank took 4 days to credit my local cheque.

Here is the story…

One of my cheque (given to SRIRAM Finance) comes to HDFC on 8th of every month. Since my salary account was transfered from HDFC to Deutsche Bank, there was no fund on my HDFC a/c. So I decided to deposit some amount in my HDFC a/c and presented a ICICI (Cenotaph Road) cheque in the Kodampakkam HDFC ATM on 4th Oct, evening (now I think that was the most useless thing which I ever did).

Usually the other banks would take 1 day to credit your account against the local cheque. But in this stupid HDFC, It took 4 days and finally my account was credited on 8th Oct, sometime in the evening. Meantime the cheque which I gave it to SRIRAM presented to HDFC in the morning and the next moment it was returned by giving the reason “Insufficient Fund”. Also HDFC bank charged me Rs.350/- towards the Cheque return charges.

When I check my account status online, I found that HDFC had considered my cheque which was presented in ATM on 6th, Oct and the same has been updated in my account and was credited my account on 8th. Because of this stupid and slow operating process, I lost my loyalty with SRIRAM and I was asked to pay EMI by cash with the fine of Rs. 250/-.

Here is the transaction details,

I called the HDFC customer care (most of the time you will get disconnected while waiting on the line) and complaint about my issue. The customer care executive didn’t even care about my complaint and kept on repeating there bank policy like a parrot. I wanted to talk to the Customer Care Manager. I was denied twice and finally one lady came on line and introduced herself as a Manager and acted like a parrot ;-). I didn’t want to get tensed by talking about this and I left out.

The story was not ended. After 10 days, my account was again debited Rs. 43.26 towards the service charge for the Cheque return charges. I do not know how much still I need to pay for their laziness and the stupid system.

Finally I decided to end up the relationship with HDFC. Do not want to deal with the bank which does not know how to treat the customers.

A good news for those are disturbed by the unwanted telemarketing phone calls and SMS.

Any Mobile or landline subscriber who does not wish to receive telemarketing calls, can request their telephone number be included in the NDNC (National Do Not Call) Registry. Such request are sent through their telecom service providers which will be stored in National Do Not Call Registry, which was established on Sept. 2007. Subscribers can make a Do Not Call requests via Letter, phone, SMS or on-line.

Any existing subscriber or new subscriber can request his telephone number be included in the National Do Not Call Register. Such request would be free of cost. The telecom service provider will acknowledge the request within ten days. Requests will become effective in 45 days from the date of request. For more details visit http://www.ndncregistry.gov.in

If you are a BSNL mobile customer, type a message “DNC ACT” and send it to 53733. Landline customers can contact 1500 and register for DNC.

I am very glad to avail this services. As I work in night shift, I suffered a lot due to these telemarketers calls during day time, when I was deep asleep. Most of the time I had to switch off my mobile to escape from this calls. Because of this, I missed lot of important calls.

Today I registered for DNC service and will not switch off my mobile.

Hats off to Supreme Court and TRAI …..

This time I went to Mysore for my vacation. My actual plan was visiting Coorg for 4 days. Unfortunately “Coorg” plan was dropped and stayed back in Mysore for a week. It was an excellent climate. During the stay we planned to visit some near by places.

One of the selection was “BHARACHUKKI FALLS”. Man, what a fantastic place. You never come out from there once you go.

The place name is called “SHIVASAMUDRA“, 100KM away from Mysore. We went by car, so don’t ask me for the bus route.

On the way to “SHIVASAMUDRA“, we had seen a “Banyan Tree”. Its about 80 years old tree.

After 3 hours travel (road was not that much good), we reached “”SHIVASAMUDRA“.

A view from the road (you need to step down around 150 feet to reach the falls for bathing).

Other views from different places.

Since there was a huge water fall during that time, we could not reach near the falls. But totally we enjoyed a lot on this trip.

Sweet Memories……….!!!!!